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Lee Graham, Associate Broker




Keith M. Baer



Real Estate and Marina Dockage Sales

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Outer Banks Realty Solutions

















Blue Water Grill Restaurant is now open 7 days a week!

After a year of waiting and anticipating, Outer Banks food enthusiasts can at last celebrate as the Blue Water Grill & Raw Bar has opened its doors.
The restaurant, with its commanding presence atop the Pirates Cove Marina, is the latest venture from Scott and Melissa Shields, who brought the popular Blue Moon Beach Grill to Nags Head six years ago.
And the space is impressive. Planked decking and teak motifs evoke a subtle nautical theme that is picked up by flying beams and suspended lighted fans. The bar and dining room sections are defined by a long partial wall running almost the length of the room and bending gracefully at either end.
Come in and enjoy the fine dining this new restaurant has to offer.

More details can be found on their Facebook Page Blue Water Grill



Homebuyer Flood Insurance Relief

April 16, 2014

On April 15, 2014, FEMA issued a WYO Company Bulletin implementing the first provisions of the Flood Insurance Affordability Act and providing immediate rate relief to homebuyers. In the bulletin, FEMA directs insurance companies to stop charging full-risk premium rates when older properties are sold after May 1. Instead, buyers will be allowed to assume the seller’s current rate until FEMA issues new rate tables and refunds under the new law. NAR will continue pressing FEMA to implement the rest of the rate relief provisions according to the statutory deadlines.


Purchasing a Manufactured Home Process

Not too often are manufactured homes purchased due to inexperienced Listing Agents, Buyer Agents and Loan Originators.  I would like to share with you the process of purchasing a manufactured home.

Most lenders will not finance a manufactured home through FHA if it is more then 20 years old, below flood plain or not have a permenant foundation.

The first step when listing a manufactured home is the listing agent should obtain the Title Policy.  If a Title Policy can not be found, then the seller should go to the Department of Motor Vehicles and obtain one.  He/She should also find the Vehicle Identification Number Tag.  This number may be located in a closet of the manufactured home.  

If the manufactured home is located in a flood zone, an elevation certificate will be required.  The elevation is from the grade, (dirt) not the bottom of the first floor like stick built home requirements.  Also, the manufactured home must be above flood plain in order to qualify for FHA.  

The lender will also require that the manufactured home have a permenant foundation.  This means it can not have the wheels.   This certification can be obtained through a structural engineer.

If your manufactured home is more then 20 years old a lender will lend with 20% down and most likely keep the financing in-house. 




Outer Banks Fishing Report